The rating agency "Expert RA" (RAEX) confirmed the reliability rating of the insurance company IBG at A "high level of reliability", the third sub-layer. The rating outlook is "stable".
Positive impact on the rating had a significant deviation of the actual solvency margin of the minimum share capital (62.8% on 30.06.2014), the high value of the current liquidity ratio (149.3% on 06/30/2014), and the adjusted net insurance liquidity (95,5% on 06.30.2014). "The agency also notes high reliability (the share of investments in facilities with a rating of" A + "or higher Expert RA (RAEX) and / or a similar rating of other international rating agencies was 88.9% at 06/30/2014) and the diversification of the investment portfolio (ratio Herfindahl-Hirschman concentration = 0.140 on 06/30/2014) "- says an expert on the insurance rating" Expert RA "(RAEX) Ekaterina Zuikova.
The company specializes in providing insurance services for other corporate property and insurance. According to the Central Bank of the Russian Federation, in the 1st half 2014 IBG took 70th place among Russian insurers in terms of the value of contributions, 13 place in other property insurance of legal persons, 71 place by insurance.
According to "Expert RA" (RAEX), on 06.30.2014 IBG assets totaled 1,839,771 thousand. Rubles, own funds - 843 671 thous. Rubles, the authorized capital - 553 002 thous. Rubles. During 2013 the company collected 1,109,546 thou. Rubles of insurance premiums for the 1st half of 2014 - 932 472 thous. Rubles.
On January 1, 2012 introduced compulsory insurance of civil liability of the owner of a dangerous object for injury in an accident at the hazardous facility (OVOP). Relations connected with OVOP, regulated by the Federal Law №225-FZ of 27.07.2010 "On compulsory insurance of civil liability of the owner of a dangerous object for injury in an accident at the hazardous facility". The object of compulsory insurance is the property interests of the owner of a dangerous object, related to its obligation to compensate the damage caused to the victims.
The owner of a dangerous object is obliged to conclude a contract OVOP in accordance with the law until 31 March 2012. Enter the dangerous object in operation is not permitted in the case of non-owner insurance obligations.
For many owners of dangerous objects, the amount of insurance premiums can reach more than 300 000 rubles. Those who try to ignore the OVOP await tangible administrative fines - up to 500 000, starting from April 1, 2012.
Fares and rules OVOP approved by the Russian government and are uniform for all insurance companies.
Currently manufactured forms OVOP, is the licensing of insurance companies, it developed an electronic calculator to calculate the cost of insurance.
Under the new law, the right to exercise OVOP get the insurance companies that are members of the National Union of Liability Insurers (NSSE) and received a license to conduct this type of insurance.
IBG fully complies with these requirements. The Federal Service for Financial Markets of 15 December 2011, the company received a license to carry out civil liability insurance of the owner of a dangerous object for injury in an accident at the hazardous facility.
In order to clarify the provisions of the Federal Law №225-FZ IBG opened a "hot line". The company's specialists will answer all the questions business managers with hazardous production facilities, will help to calculate the cost of insurance.
Telephone "hot line": 8800700 50 20
In order to clarify the provisions of the Federal Law №225-ФЗ в IBG открыта "горячая линия". The company's specialists will answer the heads of enterprises with hazardous production facilities , all the questions .
Telephone "hot line" : 8800700 50 20 , e-mail: osopo@ibg.ru